If someone were facing a debt crisis and talked to a credit counselor, I'm sure they'd be counseled to cancel that "World of Warcraft" subscription. That's $15 per month that could go toward more important bills and debt payments.
Jeff Michael: Repair Your Credit and Knock Out Your Debt
I highly recommend this book because I wrote it.
Edie Milligan: Tips from the Top: Targeted Advice from America's Top Money Minds
I have about a dozen entries in this book.