Here's another video from the FTC regarding AnnualCreditReport.com:
Recent Posts
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Links
- Obsessive Consumption V.2
Consumer and debt-related art from Kate Bingaman. - Springboard Non-Profit Consumer Credit Management
Springboard, established in 1974, is the best consumer credit counseling service there is. - Institute of Consumer Financial Education
Paul Richard's site; lots of great information on financial literacy. - myFICO.com
The place to go when you need a copy of your credit report and that all-important FICO score. - BizzyBlog.com
The Business End of the Blogosphere - ID Theft
The FTC's ID Theft site is THE place to go if you've been a victim. - Financial Success is Within Reach!
Books
Jeff Michael: Repair Your Credit and Knock Out Your Debt
I highly recommend this book because I wrote it.Edie Milligan: Tips from the Top: Targeted Advice from America's Top Money Minds
I have about a dozen entries in this book.
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December 2009
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Some other ideas for debt collecting:
By taking product in lieu of cash from a cash-poor or bankrupt customer and can virtually eliminate a business loss that would otherwise be unavoidable. Remember - the longer your customers stay in business the better. Most customers WANT to pay you but cannot always afford it. If we all go around stabbing eachother in the back during a recession then none of us will be better off.
The merchandise or product obtained can on-sold, leaving your organization money to spend on items or services that would normally have been paid for with cash. [remember to take the goods at WHOLESALE value - not retail if you can - that way you keep the margin when selling]
Sell the products via craigslist or ebay. Or you could work with a barter exchange or commodity exchange / offset trade network who will trade the goods you have acquired from a bad debtor for things you need. Ormita Commerce Network www.ormita.com is a good example of this.
Posted by: Marilyn James | March 31, 2009 at 06:45 AM