Lifehacker is a very good blog I visit frequently. They often cover credit and credit-reporting issues, but today they got something wrong.
Their post started with "You have the right to see your credit score once a year..." Not true, of course. You can see your credit report for free, but not your score. The commenters on the post were alert and immediately corrected this error, which hasn't been updated in the article itself yet.
In the article, Lifehacker links to annualcreditreport.com, which is the right place to get one's credit report for free, but should absolutely be avoided if you're looking for a credit score. the scores they try to tack on to your report for an additional fee at annualcreditreport.com are FAKO scores, and are useless. If you need your actual credit score (the one with a proven track record that lenders use), you have to go to myfico.com. Avoid buying your score directly from the credit bureaus if you want information of real value.
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