I hope by now everyone grasps the FCRA (Fair Credit Reporting Act) and what it means to you.
One of the provisions mandated by Congress in the FCRA is that the credit bureaus had to set up a web site where consumers could request their free annual credit report.
The site they set up was www.annualcreditreport.com.
But the bureaus, citing almost certainly bogus "security" concerns, aren't allowing third-party linking to the site. To get there, one must type the url into the browser. The only direct links that are supposed to work are from the three credit bureaus' official sites (and they aren't making the annualcreditreport.com link obvious, by any means) and from the FTC site.
The folks at EPIC (Electronic Privacy Information Center) have teamed up with the Privacy Rights Clearinghouse to request that this stupid linking policy be reversed.
More power to them. This seems like an obvious attempt by the credit bureaus to make it harder for consumers to find the annualcreditreport.com site, and prop up sales of their unnecessary "credit monitoring service" subscriptions and rip-off schemes like freecreditreport.com.UPDATE: Apparently, EPIC and PRC have won this one... AnnualCreditReport.com now allows direct links!!